Do I Have to Disclose My Spouse's Income in My Bankruptcy?
Submitted by the Bond & Botes Law Offices - Friday, August 29, 2014
Yes. Even if your spouse is not filing with you, their income has to be disclosed to the bankruptcy court.
Bankruptcy Can Free You From Payday Loans
Submitted by the Bond & Botes Law Offices - Thursday, August 28, 2014
Security Clearance Concerns - Financial Considerations
Submitted by the Bond & Botes Law Offices - Friday, August 22, 2014
This is a two-part blog series. These blogs are companion blogs to my previous postings with regard to security clearances.
Is Your Pride Keeping You From Seeing a Bankruptcy Attorney?
Submitted by the Bond & Botes Law Offices - Wednesday, August 20, 2014
Potential bankruptcy clients often come to see me after something bad has happened.
Student Loan Debt Collection Problems
Submitted by the Bond & Botes Law Offices - Monday, August 18, 2014
A recent audit discovered that debt collectors hired by the US Department of Education were not complying with federal collection laws.
VA Disability Claims Backlog Reduced?
Submitted by the Bond & Botes Law Offices - Wednesday, August 6, 2014
Among all of the trouble the VA has had over the past year regarding its medical care of veterans, the veterans that I deal with believe that another serious problem is with the VA disability claim system.
Alabama's New Expungement Law and How It Affects Your Security Clearance
Submitted by the Bond & Botes Law Offices - Monday, July 21, 2014
On July 7, 2014, a new law went into effect in the state of Alabama which allows Alabama residents who have been charged with a non-violent felony or misdemeanor, but never convicted, an opportunity to file to erase the record from public view.
Can You File Bankruptcy on Overpayment of State Benefits?
Submitted by the Bond & Botes Law Offices - Friday, July 11, 2014
In most cases, yes, you can file bankruptcy on overpayment of certain State benefits. There are two instances where we see this most often. One is with State Department of Labor Unemployment Overcompensation and the other is Department of Human Resources Food stamp overpayment.
Are You Trying to do a Loan Forbearance or Loan Modification While in Foreclosure?
Submitted by the Bond & Botes Law Offices - Wednesday, July 9, 2014
How Do You Budget for a New Baby in Your Family?
Submitted by the Bond & Botes Law Offices - Tuesday, July 8, 2014
As new parents, the one main concern my husband and I had prior to our daughter’s arrival was how could we afford a new baby. For years, our friends and family would tell us that if you wait until you can afford a baby, you will never have one. It is true that a new baby adds some serious expenses to your household budget but with some planning and dedication, yo