Our attorneys and staff pride ourselves in our ability to treat each case as an opportunity to help somebody create a new financial future for themselves and start fresh without stress. The Bond & Botes Law Offices attorneys have helped guide over 100,000 individuals and married couples through the process to get the relief from debt they needed at a time they needed it most. Looking to file for debt relief or for another financial solution? Call now to learn how we can help you. 1-877-581-3396.
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1-877-581-3396
IT’S TIME TO STOP WORRYING ABOUT DEBT
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Call now to set up a remote consultation at absolutely no charge.
We Represent You
Once retained we handle all communication with your creditors so you don't have to.
Rebuild
We invest in every client with enrollment in 7 Steps to a 720, a program shown to help you restore your credit score within 24 months
Fixing your financial situation doesn’t have to be complicated or stressful
The experienced attorneys at the Bond & Botes Law Offices have helped over 100,000 individuals and married couples recover from debt throughout Alabama and Mississippi over our 30 years of doing business. The process is straightforward, and we’ll be there to help you along every step of the way.
1. Schedule a free, no-obligation, and entirely confidential consultation with one of our attorneys. Your appointment will always be with an attorney either on the phone, through video, or in person. Your comfort is our priority. We’ll go over what you’re struggling with and put together the most viable plan for you to see your issues resolved.
2. Retain a Bond & Botes Law Office. Once retained, we handle all communication with your creditors so you don't have to.
3. Handle your case and legally get rid of your debts. Once this stage is complete, your creditors are a thing of the past.
4. 7 Steps to a 720 Credit Score. The Bond & Botes Law Offices includes as part of your client agreement a program that will show you how to potentially increase your credit score to 720 in just 12 - 24 months.
Bankruptcy - We Wrote the Book on It - written by Ronald C. Sykstus and the Bond and Botes team of lawyers who have over 150 years of collective experience in this area of law. Retail price of this book is $14.95 and available here at no charge . A free copy of the book is provided to all prospective clients who retain us for representation. If you would prefer to do your own initial research, this book will serve as a perfect first step for someone who is concerned and worried about their debt situation and wants to know all of their options in the privacy of their home prior to discussing their situation with a bankruptcy lawyer or anyone else.
Bankruptcy may be the right choice
If you’ve heard of bankruptcy, you probably know that there are two main types that are useful for consumers: Chapter 7, and Chapter 13. We’ll work together to choose which is most efficient for your individual needs (if bankruptcy is indeed the best solution for you), but rest assured that both protect you from creditors throughout the process. Repossessions, foreclosures, and collection attempts must all be stopped for the duration of your case.
Is Chapter 7 bankruptcy or Chapter 13 bankruptcy the right answer for you? Talk to an experienced bankruptcy attorney in an absolutely FREE discussion about your financial problems. Get the answers you need.
Chapter 7 Bankruptcy
Chapter 7 bankruptcy is known for its ability to have all qualifying debts discharged, which simply means you will never have to pay them. Many of our clients that qualify for Chapter 7 specifically report that they feel like they’re buried in debt, and climbing out from under it seems impossible. At this point, a fresh start feels like the only way out.
In order to qualify for a Chapter 7 bankruptcy specifically, you’ll first have to take part in what’s called a “means test” to make sure it’s a valid option for you. Each state has different rules and regulations for qualifying, so it’s best to have a knowledgeable attorney at your side to handle this for you. It takes into account things like your house and car, which you may be able to keep after completing the process.
Chapter 13 Bankruptcy
Chapter 13 bankruptcy is the type of bankruptcy perfect if you’re struggling to pay the minimum payments on your credit cards, your car payments are behind, and you can’t seem to pay your mortgage on time.
One of the most common types of bankruptcy filed, Chapter 13, allows you to reorganize your debts entirely. The moment Chapter 13 is filed, harassing phone calls will stop, as will mailed notices to your home. Actions filed against you like foreclosures, wage garnishments, and repossessions will stop as well. We’ll work together to create a payment plan that will have you caught up on all of your debts within 3 to 5 years.
Practice Areas
You owe it to yourself and your family to get the facts about your rights. Bond & Botes lawyers have been serving clients like you for close to 30 years. We are an established law firm. Our offices are local. We care about helping you get a fresh start. Ask for a FREE consultation to learn more. To prepare for your appointment, fill out the free case evaluation form and bring it with you.
At Bond & Botes, we now offer full service bankruptcy consultation and filing over the phone or by video from the comfort and safety of your home or office. Please call 1-877-581-3396 or click here to setup your free phone or video consultation.
The lawyers at the Bond & Botes affiliated offices serve clients at offices in Anniston, Birmingham, Mobile, Montgomery, Opelika, Decatur, Huntsville, Florence, Haleyville and Gadsden, Alabama; Vicksburg, Hattiesburg and Jackson, Mississippi. Read our disclaimer here. You can view our Privacy Policy here.
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