Ron Sykstus's blog

The Consumer Financial Protection Bureau released a report highlighting debt collection concerns for older Americans.  Please see the press release below for more details on the report.

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Debt collectors and collection agencies are regulated under federal law pursuant to the Fair Debt Collection Practices Act, 15 USC 1692 et seq.

The answer to this question should be a quick and simple no.   Unfortunately, for many people who file for bankruptcy, discharged debts still appear on credit reports and impact a large number of people who are legally trying to get a fresh start with their financial lives.  Deal Book/New York Times just published a

Yahoo! Finance recently published a good article providing six tips for homebuyers to improve their credit reports.  This is a good article for everyone to read as it relates to improving credit reports and, as a result,  credit scores.

This is a question that we get asked often and, in our credit-based society, it is a very important one.  The Fair Credit Reporting Act (FCRA) [PDF] is the federal law that controls everything that is allowed to be on an individual’s credit report.

This is my second  installment of a two part blog series on security clearance concerns. These blogs discuss the most common issues as they relate to security clearance issues.

This is a two-part blog series. These blogs are companion blogs to my previous postings with regard to security clearances.

A recent audit discovered that debt collectors hired by the US Department of Education were not complying with federal collection laws.

Among all of the trouble the VA has had over the past year regarding its medical care of veterans, the veterans that I deal with believe that another serious problem is with the VA disability claim system.

On July 7, 2014, a new law went into effect in the state of Alabama which allows Alabama residents who have been charged with a non-violent felony or misdemeanor, but never convicted, an opportunity to file to erase the record from public view.