clawson's blog

I get asked this question quite a lot.  I think clients worry about doing something that will affect their bankruptcy; and most Trustees stress that a client should ask their attorney questions before they do anything financial.

Deciding to file bankruptcy can be stressful on yourself and your family. Your attorney will help guide you through the process, but they can only do so much. Make sure to avoid the following actions when going through the bankruptcy process.

The Fair Debt Collection Practices Act (FDCPA) is a federal law which protects consumers from unscrupulous collection agencies.  Collection Agencies are prohibited from using unfai

The Bankruptcy Court in the Eastern District of Tennessee just ruled that if you owe a debt to the Military the creditor can off-set or take your tax refund to apply to the debt, but the creditor should obtain relief from the automatic stay first.

About two weeks ago, two separate clients tried to convince me that they needed to keep a particular charge card from their respective bankruptcies.  Mind you, it is illegal to intentionally leave a creditor out of your bankruptcy.  And even though both of these clients were aware of that, they still felt compelled to plead their ca

It’s been a rough couple of weeks for the rap / hip hop community.

It is rare for a discharge to be taken away or revoked by a Bankruptcy Judge after it has been granted, but it does occur.

Reasons for Revocation of Discharge

11 U.S.C. § 727(d) is the statute that provides that:

New Bankruptcy Forms and Rules become effective December 1, 2015. There are several major changes to the forms, but the one I find the most interesting is the new Declaration under Penalty of Perjury in the new forms.

A bank levy is when a creditor has obtained a judgment against you for a debt and then serves that judgment on your bank.  The bank is then required to freeze all money not exempted and send those funds to the creditor.