Navy Federal Credit Union Used Improper Debt Collection Practices
Submitted by the Bond & Botes Law Offices - Tuesday, October 18, 2016
Navy Federal Credit Union is a Virginia based credit union that limits its membership to people who have been or are currently serving in the U.S. military, Department of Defense employees and contractors, and their immediate family members. It is currently the largest credit union in the United States.
Arbitration Gone Wild!
Submitted by the Bond & Botes Law Offices - Monday, October 17, 2016
I have written previously about binding mandatory arbitration.
America - Land of the Poor and Hungry?
Submitted by the Bond & Botes Law Offices - Thursday, October 13, 2016
As I picked up the office mail, I noticed that the window to the building was in the mist of being repaired. I asked the post office employee what happened and heard the saddest story of the day. A homeless man threw a brick through the window and sat down and waited for the police to arrive—so he could have a meal in jail.
Curtis "Cleve" Reding, Jr. Has Passed Away
Submitted by the Bond & Botes Law Offices - Wednesday, October 12, 2016
Friends, our bar lost a pillar of our bankruptcy community over the past weekend. On Sunday, October 9, 2016, Curtis “Cleve” Reding, Jr. passed away after a short battle with cancer. Mr. Reding served as the Chapter 13 Standing Trustee for the Middle District of Alabama for over thirty years. As consumer bankruptcy attorneys, Mr.
More Details on Average Social Security Administration (SSA) Monthly Monetary Benefits
Submitted by the Bond & Botes Law Offices - Tuesday, October 11, 2016
In earlier blog posts, I went over some pretty broad figures while examining the scope of the SSA's monthly monetary benefits available to individuals who qualify for various programs. In this blog post, I'd like to go into a little more detail on what the average individual actually receives each month.
Is Sears About To File Bankruptcy?
Submitted by the Bond & Botes Law Offices - Friday, October 7, 2016
Yes, I am referring to that Sears – the giant retailer. According to an article this week in TheStreet, Sears reportedly has “significant default risk” within the next one to two years.
The Rising Cost of Childcare
Submitted by the Bond & Botes Law Offices - Thursday, October 6, 2016
Is the cost of childcare a huge percentage of your budget? The answer is probably yes. The Economic Policy Institute recently released the results of a study that revealed the annual cost of childcare exceeded the average price of a year of in-state tuition at a public 4-year college in many states.
How, When & Where of the Chapter 13 Plan Payment
Submitted by the Bond & Botes Law Offices - Tuesday, October 4, 2016
Chapter 13 is a section of the Bankruptcy Code that allows individuals and small business owners in financial difficulty to repay their creditors.
National Golf Retailer Seeks Bankruptcy Protection
Submitted by the Bond & Botes Law Offices - Monday, October 3, 2016
National golf retailer Golfsmith filed for bankruptcy relief earlier this month in hopes of reorganizing its business model and managing its debts. The company also sought protection from its creditors in Canada and hopes to sell its Canadian chain, Golf Town, which is comprised of roughly 50 stores.
Owing Money to a Credit Union While Filing Bankruptcy
Submitted by the Bond & Botes Law Offices - Monday, October 3, 2016
If you are contemplating bankruptcy and owe money to a credit union, it is very important for your bankruptcy attorney to know that fact so that they can advise you of how filing bankruptcy can affect your credit union relationship. Generally, there are three situations that could arise when you owe a credit union money and