Blogs

Divorce can be a very challenging process for many.  There has been an upward shift in divorce after 50.  Researchers coin the phrase “Gray Divorce” to describe this.  The National Center for Family & Marriage Research reports the divorce rate among adults over age 50 doubled and tripled for those over 65 between 1990 and 2014.

The bankruptcy code defines an insider as either a relative, a relative of a general partner, a general partner of the person filing bankruptcy or a corporation in which the person filing bankruptcy is an officer, director or personal in control.  When filing bankruptcy you must answer whether you have made a payment on any debt owed to an insider within the last 12 months of filing bankruptcy.  The trustee will ask you this question, under oath, at your

I must admit that until recently I really didn’t know anything about taxi cab medallions. I was born in Alabama and grew up in Montgomery where on the rare occasion you might see a taxi coming or going from the airport….if you were on that side of town!

Remember when a person's 65th birthday used to be a milestone.  Well, it still is of course, but that used to be the age at which your working days were over and your retirement began.  You said goodbye to your boss and co-workers and did not look back.

Bankruptcy is common enough that most people know the basic principles for filing a case.  However, some of the bankruptcy requirements are less well-known, which is why we always recommend you consult with an experienced bankruptcy attorney before filing a case.

As anyone who has planned a wedding knows, the wedding gown is one of the most important- and pricey- decisions the bride will make.  Brides around the country are in a panic now that the bridal chain Alfred Angelo has filed for Chapter 7 bankruptcy.  The company reportedly closed all 61 of its stores this past Thursday as part o

The average consumer knows that credit cards do have advantages, e.g., better response to fraud issues, ease of renting cars and hotel rooms, cash back and travel bonuses. The problem? Many consumers use them to spend more than they can afford. As simple as that notion may seem, CNN Money released an article suggesting that the problem of overspending could be avoided if consumers had a “good introduction” to credit card use.

As a consumer bankruptcy attorney I frequently find myself advising clients who need bankruptcy relief because they have taken on the burden of not only their own debt but also debt incurred for their adult children.  Of all the folks I try to help, this is oftentimes the most heartbreaking client.  I know the client has found themselve

Believe it or not, North Alabama has been, at least until very recently, a contender for the nation's leader in terms of frivolous opioid pain killer prescriptions.

The Phantom Debt

In late June, the Federal Trade Commission (FTC) filed a complaint in federal court in North Carolina against a debt collection company in that state. Allegedly, the debt collection company took money from consumers for fake (so called “phantom”) debts. In other words, for debts that the consumers did not actually owe.