Mobile, AL Law Firm Guides Bankruptcy Clients Through 341 Hearings

Alabama Bankruptcy Lawyers Stand Up for Rights of Bankruptcy Filers

All those who file for Chapter 7 and Chapter 13 bankruptcy will be required to attend a 341 hearing, also known as a meeting of creditors. At this meeting, the bankruptcy trustee will check the debtor’s identification and request information regarding the bankruptcy paperwork. Creditors can also attend the meeting to ask questions, although it is relatively rare for them to appear.

Preparing for a 341 Hearing

Before the 341 hearing, you’ll need to review your bankruptcy petition and if you find a mistake you should file an amendment before the hearing, if possible, and be prepared to discuss the problem at the hearing. You’ll be require to bring the following to the meeting:

• An approved photo ID
• Your Social Security card or other proof of your Social Security number
• Documents that reflect a financial change occurring since your petition was filed

At the meeting, the bankruptcy trustee will ask a series of standard questions and also about any particular issues that have arisen in your case. Some typical questions include:

• Did you thoroughly review your petition and schedules before filing with the court?
• Is the information in your paperwork true and accurate, to the best of your knowledge?
• Did you divulge all your assets and list all your creditors?
• Have you ever filed for bankruptcy before?
• Do you have alimony or child support obligations?
• Does anyone owe you any money?
• Have you filed all your tax returns when they are due?

Contact an Efficient Mobile, Alabama Bankruptcy Law Firm

Do you have questions about bankruptcy and 341 hearings? Contact the Bond and Botes Law Offices online or call 1-877-581-3396 to schedule your initial consultation with our experienced bankruptcy lawyers today.