What is bankruptcy? The Basics... What is Chapter 7 Bankruptcy? What is Chapter 13 Bankruptcy? A Glossary of Bankruptcy Terms Life After Bankruptcy,... Now What? How Do I Get Started?

 

	Filing for Bankruptcy... find out if it's the right option for you.   Attorney Brad Botes appears on Birmingham's local ABC station, 33/40 News, to discuss the option of Bankruptcy and when you should explore it as an option. (Flash Player is required to view this video)   Posted: May 4th, 2009   ABC 33/40 - Birmingham, AL If you think Bankruptcy if only for the poor, think again...     Posted: April 9th, 2009   Comcast.net Smart Money What does Walt Disney, P.T. Barnum, Anna Nicole Smith, Heidi Fleiss, and Donald Trump Have in common? They and 30 other well known celebrities have filed for Bankruptcy. Famed entrepreneur Donald Trump was $900 million in debt in 1990, but clawed his way back to the top after financial restructuring. Bankruptcy protection can help people of all financial make-ups. Find out more celebs who have sought protection under the Bankruptcy Code. (read more) Read more... 10 Things Credit Card Companies Won't Say   Posted: March 11th, 2009   Time SmartMoney.com Responsible credit card management is important to a healthy financial future for every consumer. Learning how to use credit responsibly is a key factor in bolstering your credibility and avoiding possible bankruptcy. Many people find out all too late that there are sometimes catches and quarks that go along with using credit cards and wind up paying for it the hard way. SmartMoney Magazine takes a look at 10 things Credit card companies won't say to the consumer. Increasing interest rates, over limit fees, and universal default rates, all a good thing... for them. But how does this all affect you? Nancy Nall Derringer takes a look at this and more including the question, "are credit card companies part of the identity theft problem?" Read more... House of Cards: The Faces Behind Foreclosures    Posted: March 4th, 2009   Time Time.com Jeff Wagoner is a bankruptcy attorney in Kansas City, Mo., with the brush-cut hair and clear eyes of a former Navy aviator. From his office in a tower on a hill, he can see miles of prairie and a world of hurt. Wagoner's clients (and he has plenty these days) range from folks who had no business ever buying a house to folks freshly fired from executive suites. Based on his survey of the economic wreckage, Wagoner's conclusion is that even the slightest miscalculation or change in circumstances could send another customer through his door: "There are not a lot of second chances out there right now." Read more... Debt-Relief Firms Attract Complaints    Posted: February 2nd, 2009   The Wall Street Journal, wsj.com As the economy weakens, a growing number of consumers are paying big money for services from debt-settlement companies that purport to help them settle their debts for a fraction of what they owe. Debt-settlement companies generally advise clients to make monthly payments into a special account instead of paying creditors. The firm promises to use the accumulated cash to settle debts for pennies on the dollar. They often charge hefty up-front fees, and their tactics can trash customers' credit scores, boost their tax bills and leave them in greater debt than when they started.  The Case For Walking Away    Posted: January 7th, 2009   Newsweek, newsweek.com Most families, honorable to the end, struggle longer than they should trying to repay their debt. If you're reaching the end of your rope, don't try to hold on. Save what you can. Read about some of the common mistakes people make in delaying the decision to go bankrupt. Walking away from your debt can in fact be the right answer for many people drowning in debt! You may also view this article in PDF format. (requires the free adobe acrobat reader)   > MORE BANKRUPTCY NEWS Bankruptcy information contained in this section may not necessarily be written or provided by Bond and Botes directly.

 

	Bond & Botes has offices in 3 states, Alabama, Mississippi, and Tennessee. working for you. Our job is to help you get relief from your debts. We’ll help you stop foreclosure, stop liens, stop garnishments, stop repossessions, stop harassment and stop those evening phone calls from creditors! How? We are Debt Relief Agencies and Attorneys at Law who help people file for bankruptcy relief under the Bankruptcy Code. Credit card companies, banks and other lenders have lawyers to represent them … our job is to represent you We’ve helped thousands of clients – people just like you – get relief from millions of dollars in debt. We’ve saved people’s homes, cars, furniture, jobs and peace of mind. We’ve stopped the harassment, the phone calls and letters, the garnishments, liens, repossessions and foreclosures. At Bond & Botes, WE STOP DEBT so you can go on with your life.